It’s more
than
financial
planning
our services
Holistic advice tailored to your individual needs.
financial planning
Our team incorporates a comprehensive framework to help you develop a financial road map. We work closely with you to develop your plan. Good planning is the foundation for any investment plan. We take into account the dynamics of your family as well as your personal and business goals long into the future. Our skill set includes planning for retirement, future liquidity events, including business sales, inheritances, divorce settlements, or other lump sum payment events.
ESTATE planning
The importance of a solid estate plan and proper legal documents can make the difference between wealth that lasts for generations or wealth that quickly disappears due to taxes and other unintended consequences. At Lightman Capital, we stress the importance of using the planning techniques available to wealthy families, and we are versed in ways to pass along wealth, including intra-family loans, trust best practices, gifting, and charitable and special needs trusts.
We are here to help you navigate this process and to help you make smart decisions for you and your family.
INHERITANCES
Inheritances can be one of the most challenging and emotional wealth events for families. Grief for a spouse or other loved one can lead to compromised decision making. Sometimes inherited wealth is transferred without the benefit of certain estate planning such as wills or trusts, and any mistakes in the transfer of those funds can lead to unintended tax consequences for families. We are here to help you work through the emotions and decision-making that come with additional wealth. We will use our financial planning methodology to help set the best course for you and your family.
DIVORCE
Our team has years of experience working with clients in all stages of a marriage, and we understand the considerations around pre-nuptial agreements, post nuptial arrangements, and lump sum and alimony payments. Often the complexity around divorce settlements increases with more wealth and includes assets that may not be as liquid or are difficult to split. We will help you put together a financial plan that evolves over time to provide you with the best possible financial foundation for the future.
BUSINESS OWNERS
We help business owners think through their options as they expand, grow, consider taking on partners, contemplate a capital raise or sale. Our network of private equity, valuation, venture capital and banking professionals is extensive. We help you build an advisory network, and look at everything from the big picture to the smallest details, regardless of where you are in your business lifecycle.